moral hazard

the risk arising from the character, behaviour and circumstances of the policyholder including carelessness, safety standards, conviction record and extent of claims made (IG)

In other languages:

• riskji morali [MT] - ir-riskju li jirriżulta mill-karattru, imġiba u ċirkustanzi ta' min issejjaħ il-polza, inklużi traskuraġni, standards ta' sigurtà, pedina penali u daqs tal-klejms magħmulin (IG)
• rischio morale [IT]